FAAA Rated by CRISIL and MAAA Rated by ICRA
Interest Rates applicable for deposit upto Rs. 5 crores only
  Cumulative Non-Cumulative
Tenure (Months) Rate of Interest Cumulative Yield Monthly Quarterly Half Yearly Yearly
12-23 6.20% 6.20% 6.03% 6.06% 6.11% 6.20%
24-35 6.95% 7.19% 6.74% 6.78% 6.83%
36-60 7.40% 7.96% 7.16% 7.20% 7.27%
Interest Rates applicable for Special Tenures (deposit upto Rs. 5 crores only)
15 6.40% 6.47% 6.22% 6.25% 6.30% 6.40%
18 6.50% 6.62% 6.31% 6.35% 6.40%
22 6.65% 6.82% 6.46% 6.49% 6.54%
30 7.05% 7.44% 6.83% 6.87% 6.93% 7.05%
33 7.15% 7.60% 6.93% 6.97% 7.03%
44 7.50% 8.28% 7.25% 7.30% 7.36%

Key Features & Benefits:

  • Up to 7.75% p.a. return on Fixed Deposit and cumulative yield of 8.59% p.a. for senior citizen.

  • High Stability and Credibility

  • Flexible Tenures

  • Interest payment frequency: Monthly, Quarterly, Half-yearly, Annual & Cumulative

  • The deposit can be placed by Resident Individuals, HUF, Limited, Private Limited Companies, NRI, Co-operative Societies, Association of Persons & Trusts

  • Quick Loan against Deposit facility

  • Premature Encashment Available


  • Senior Citizens investing in Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of payment.

  • The minimum deposit amount is Rs. 15.000/-

Revised Rates

 w.e.f. 01-07-2022 

Information & Checklist

Who Can Invest

  • Resident Indian Citizens

  • NRI / OCI / PIO (Only through NRO A/c.)

  • HUF / Family Trusts

  • Clubs/Association/Societies

  • Sole Prop./ Partnership / Cos.

Mode of Deposit NEFT/RTGS Cheque
Beneficiary Name Bajaj Finance Ltd Cheque payable to “Bajaj Finance Limited”
Bank Account Number 00070350006738 A/c 00070350006738
Bank Name HDFC Bank Ltd crossed 'Account Payee only'
IFSC HDFC0000007 -
Bank branch 885, Bhandarkar Road, Pune-411004 -


1. Premature withdrawal is permitted for either one or more deposits provided the FD has completed more than 3 months from the date of issuance. The death claims will be settled by the terms and conditions applicable to Fixed Deposit.

2. Deposits may be withdrawn before the date of maturity subject to the regulations of the Reserve Bank of India in this regard. Please note that premature withdrawal of Deposit (including death cases) is subject to the following conditions:

  • After 3 months but before 6 months - No interest is payable on the deposit. Only the principal is payable

  • After 6 months but before the date of maturity - The interest rate payable is 2% lower than the interest rate applicable for the period for which the deposit has run. In case of no interest specified for the period run, interest payable will be 3% lower than the lowest rate being offered by the Company

  • In the event of the death of a depositor, the Company may repay the Deposit prematurely (irrespective of the lock-in period) to the surviving depositor (which in the case of joint holders will be the first in the sequence of applicants in the Application) or to the nominee/ legal heir(s) of the deceased depositor, upon the request of surviving depositor/s/nominee/legal heir, as the case may be, and only subject to the submission of proof of death and other requisite documents to the satisfaction of the Company.

  • For premature withdrawals of deposits, the duly discharged FDR with a revenue stamp of requisite value must be surrendered to the company. Premature withdrawals of single or jointly held fixed deposits shall be processed only after such a request is signed by all the depositors along with FDR duly discharged and a canccanceledque leaf should be submitted. 

About Company

Bajaj Finance Limited is the lending and wealth advisory arm of Bajaj Finserv Limited. It is the most diversified non-bank in the country with multiple product lines across consumer, commercial and SME finance, making it one of the most profitable companies in the category. Bajaj Finance Limited (BFL), participates in the financial business and is a company listed on The Stock Exchange, Mumbai (BSE), and the National Stock Exchange (NSE).

Company Financials
Financial Year
Ended nonprofit
Profit Before Tax
(Rs. in crore)
Profit After Tax
(Rs. in crore)
31/03/2020 6,808.00 4,881.00 500
31/03/2019 6,035.30 3,890.34 300
31/03/2018 4,056,36 2,646.70 200

Disclaimer:  Interest rates are subject to change. Please confirm the rates before investing.

Fixed  deposits a Glance